AML Compliance Services in the UAE
Real estate agents, gold and jewellery traders, accountants, corporate service providers and others must run an anti money laundering programme. We build it, register you on goAML and keep it working.
- goAMLReporting platform
- Ministry of Economy and TourismSupervisor for DNFBPs
- AED 55,000Cash report threshold
How it works in the UAE
Designated non financial businesses and professions (DNFBPs) must register on goAML, appoint a compliance officer, carry out an enterprise wide risk assessment, apply customer due diligence, screen against sanctions lists and report suspicious transactions to the Financial Intelligence Unit. Dealers in precious metals and stones and real estate agents must also report cash transactions of AED 55,000 or more.
Supervisors carry out inspections and the fines for weak programmes are significant. We write policies that match how your business really works, set up screening and records, and train your team.
What the service includes
AML risk assessment
Enterprise wide risk assessment for your sector and customers.
Policies and procedures
Written AML, CFT and sanctions policies.
goAML registration
Registration and user setup on the FIU platform.
Customer due diligence
KYC forms, risk scoring and enhanced checks.
Sanctions screening
Screening against UAE local terrorist list and UN lists.
Staff training
Practical training for owners, staff and the compliance officer.
Independent AML audit
Testing your programme before a supervisor does.
Who it is for
- Real estate brokers and agents
- Dealers in gold, precious metals and stones
- Accountants, auditors and corporate service providers
- Lawyers and notaries for certain transactions
How we work with you
Gap review
We compare your current practice to the requirements.
Build
Risk assessment, policies and forms prepared.
Register
goAML registration completed.
Embed
Training, screening and periodic reviews.
Documents we usually need
- Trade licence (all pages)
- Memorandum or Articles of Association
- Passport and Emirates ID of owners and the manager
- Contact details of the authorised signatory
- Description of products, services and customer types
- Details of the proposed compliance officer
- Existing KYC forms and policies
We confirm the exact list after a short review, as requirements vary by authority and case.
Questions we hear often
Which businesses must comply with UAE AML rules?
Financial institutions and DNFBPs, including real estate agents, dealers in precious metals and stones, accountants and auditors, corporate service providers and some legal professionals.
What is goAML?
The UAE Financial Intelligence Unit's platform for registering reporting entities and filing suspicious and threshold transaction reports.
Do I need a compliance officer?
Yes. DNFBPs must appoint a compliance officer with the right skills and independence.
What are the risks of non compliance?
Supervisors can impose substantial administrative fines and other measures, and serious breaches can lead to criminal liability.
Related services
Get a fixed quote for aml compliance services
Tell us a little about your business. We will reply within one business day with what is needed, the timeline and a fixed fee.
- Straight answers from qualified accountants and tax agents
- Fixed fees agreed before we start
- Office in Al Fahidi, Dubai, and support across the UAE
An adviser will be in touch shortly. For anything urgent, message us on WhatsApp or call +971 56 505 9557.